Comprehensive and Detailed In-Depth Explanation: To minimize costs and user disruption, the technician should: * B. Configure the backup to run after peak hours - This prevents slowdowns during working hours. * D. Use the built-in OS backup utility - This avoids additional licensing costs. * A. Configure the backup to run when the user logs in - Incorrect. This could slow down startup and affect productivity. * C. Use third-party licensed backup software - Incorrect. This would increase expenses. * E. Configure the backup job to run every hour - Incorrect. Frequent backups may slow down the system unnecessarily. * F. Use an external storage device - Incorrect. While useful, it may require additional costs and maintenance. Reference: CompTIA A+ 220-1102, Objective 4.1 - Backup and Recovery Concepts