Credentials are sent in cleartext is the greatest risk associated with using FTP. FTP is an old protocol that does not encrypt the data or the credentials that are transmitted over the network. This means that anyone who can capture the network traffic can see the usernames and passwords of the FTP users, as well as the files they are transferring. This can lead to data breaches, identity theft, and unauthorized access. Private data can be leaked (Option A) is a possible consequence of using FTP, but not the root cause of the risk. FTP is prohibited by internal policy (Option B) is a compliance issue, but not a technical risk. Users can upload personal files (Option C) is a management issue, but not a security risk
https://www.infosectrain.com/blog/comptia-security-sy0-601-domain-5-governance-risk-and-compliance/